See Your Financial Future Before It Happens
Fylo predicts your bank balance 30 days ahead, warns you about danger days before they happen, and helps you stay on top of your finances with smart forecasting.
Balance Predictions
Danger Warnings
Natural Language Input
Financial clarity, finally
Stop wondering if you can afford it. Know exactly where your money is going.
30-Day Forecasts
See your predicted balance for every day of the next month. Know exactly when bills hit and income arrives.
Danger Day Alerts
Get warned before your balance goes negative. Fylo identifies risky days so you can plan ahead and avoid overdrafts.
All Accounts in One Place
Track checking, savings, and credit cards together. See your complete financial picture at a glance.
Track your money the way you think about it.
Fylo works the way your brain does. Enter bills and income naturally — just type like you're telling a friend.
Say "Paycheck $3000 on the 15th" or "Electric bill ~$150 monthly" and Fylo handles the rest.
Natural Language
Type transactions the way you think about them. No confusing forms.
Recurring Items
Set up bills and paychecks once. Fylo tracks them automatically.
Why people love Fylo
Financial peace of mind starts with knowing what's coming. Fylo gives you the clarity you need to make confident decisions.
Days of predictions
Overdraft fees avoided
Your data, your control
Simple Pricing
Start predicting your financial future today
Choose the plan that fits your needs. Cancel anytime.
Free
Get started with basic forecasting
$0/mo- 1 financial account
- 14-day balance forecast
- Basic danger day alerts
- Natural language input
- Bill upload & scanning
Pro
Full forecasting power for your finances
$10/mo- Unlimited accounts
- 30-day balance forecast
- Advanced danger analysis
- Bill upload & AI scanning
- Recurring transaction tracking
- Priority support
Trusted by people who hate overdrafts
Real stories from people who took control of their financial future.
Sarah Mitchell
Freelance DesignerFylo saved me from an overdraft last month. I had no idea my car insurance and rent hit on the same day until Fylo showed me the danger day.
Marcus Chen
Small Business OwnerFinally, a budgeting app that thinks the way I do. I just type "electric bill $150" and it handles everything. No complicated forms or categories.
Jennifer Park
TeacherThe 30-day forecast changed how I manage money. Now I can see exactly when to make big purchases without worrying.
David Thompson
Remote WorkerI used to check my bank account every day anxiously. With Fylo, I check once a week because I already know what is coming. The peace of mind is incredible.
Amanda Rodriguez
Healthcare ProfessionalI love that Fylo does not connect to my bank. I feel much safer entering things manually, and it only takes a minute to set up recurring bills.
Michael Foster
Marketing ManagerThe danger day feature is genius. It warned me 2 weeks before a potential negative balance, giving me plenty of time to move money around.
Rachel Kim
Graduate StudentAs a student with irregular income, Fylo helps me see when my balance might dip. I can plan my spending around my paychecks now.
James Wilson
Software DeveloperI have tried every budgeting app out there. Fylo is the only one that focuses on what really matters: knowing if I will have enough money when bills come due.
Emily Chang
Restaurant OwnerRunning a business with fluctuating income is stressful. Fylo shows me the cash flow forecast so I can make smarter decisions.
Carlos Mendez
Construction ManagerSimple and effective. I added all my bills in 10 minutes and now I can see my financial future. No more surprises.
Lisa Turner
NurseThe natural language input is so intuitive. I just type like I am texting a friend and Fylo understands exactly what I mean.
Robert Hayes
Retired AccountantAfter 40 years in finance, I appreciate a tool that focuses on the fundamentals. Fylo does cash flow forecasting better than expensive software I have used.
Frequently
Asked
Questions
Everything you need to know about Fylo.
How accurate are the predictions?
Fylo's predictions are based on your recurring bills and expected income that you enter. The more complete your data, the more accurate your forecast.
- Recurring bills and income are automatically projected forward
- You can set confidence levels for uncertain amounts
- Predictions update in real-time as you add or modify entries
Does Fylo connect to my bank?
No, Fylo doesn't require bank connections. You manually enter your accounts and expected transactions. This keeps your banking credentials secure and gives you full control over your data.
What are "danger days"?
Danger days are dates when your predicted balance might go below zero or below your safety threshold. Fylo alerts you in advance so you can:
- Transfer money from savings
- Delay a non-essential purchase
- Reschedule a bill payment
Is there a free tier?
Yes! You can start using Fylo for free with basic features. Premium plans unlock additional accounts, longer prediction windows, and advanced analytics.
Start seeing your financial future
Join thousands who have stopped worrying about overdrafts.